Omaha Mortgage Calculator for St Thomas, U.S. Virgin Islands (00803)

Free omaha mortgage calculator for residents of St Thomas, U.S. Virgin Islands. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$55,835
per year in St Thomas
MEDIAN HOME VALUE
$203,000
in St Thomas, VI
HOUSING AFFORDABILITY: AFFORDABLE

Home prices are reasonably accessible for median-income households in this area.

Local Context for St Thomas, U.S. Virgin Islands

In St Thomas, U.S. Virgin Islands (Saint Thomas County, ZIP area), the median household income is $55,835 per year and the median home value is $203,000. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About St Thomas, U.S. Virgin Islands (ZIP 00803)

City St Thomas, U.S. Virgin Islands
County Saint Thomas County
ZIP Code 00803
State U.S. Virgin Islands
Time Zone St Thomas
Median Household Income $55,835/year
Median Home Value $203,000

Housing & Cost of Living — St Thomas, U.S. Virgin Islands

Affordability Tier Moderately Expensive
Price-to-Income Ratio 3.6x
Est. Monthly Mortgage (20% down, 6.65%) $1,043/mo
Mortgage as % of Monthly Income 22.4%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 34% below the national median
Housing Market Tier Affordable Market
Cost of Living Index 68 (Significantly Below Average)

With a price-to-income ratio of 3.6x — above the national average of 4.1x — buyers in this area need to stretch further relative to their income.

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