Omaha Mortgage Calculator for Smiths, Alabama (36877)

Free omaha mortgage calculator for residents of Smiths, Alabama. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$59,393
per year in Smiths
MEDIAN HOME VALUE
$286,376
in Smiths, AL
HOUSING AFFORDABILITY: MODERATELY AFFORDABLE

Home prices require a significant portion of household income in this area.

Local Context for Smiths, Alabama

In Smiths, Alabama (Lee County, ZIP area), the median household income is $59,393 per year and the median home value is $286,376. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Smiths, Alabama (ZIP 36877)

City Smiths, Alabama
County Lee County
ZIP Code 36877
State Alabama
Time Zone Chicago
Median Household Income $59,393/year
Median Home Value $286,376

Housing & Cost of Living — Smiths, Alabama

Affordability Tier Affordable
Price-to-Income Ratio 3.2x
Est. Monthly Mortgage (20% down, 6.65%) $983/mo
Mortgage as % of Monthly Income 19.9%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 38% below the national median
Housing Market Tier Affordable Market
Cost of Living Index 65 (Significantly Below Average)

A price-to-income ratio of 3.2x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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