Omaha Mortgage Calculator for Collins, Mississippi (39428)

Free omaha mortgage calculator for residents of Collins, Mississippi. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$45,500
per year in Collins
MEDIAN HOME VALUE
$164,844
in Collins, MS
HOUSING AFFORDABILITY: AFFORDABLE

Home prices are reasonably accessible for median-income households in this area.

Local Context for Collins, Mississippi

In Collins, Mississippi (Covington County, ZIP area), the median household income is $45,500 per year and the median home value is $164,844. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Collins, Mississippi (ZIP 39428)

City Collins, Mississippi
County Covington County
ZIP Code 39428
State Mississippi
Time Zone Chicago
Median Household Income $45,500/year
Median Home Value $164,844

Housing & Cost of Living — Collins, Mississippi

Affordability Tier Affordable
Price-to-Income Ratio 2.8x
Est. Monthly Mortgage (20% down, 6.65%) $659/mo
Mortgage as % of Monthly Income 17.4%
Income vs. National Median 39% below the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 58% below the national median
Housing Market Tier Entry-Level Market
Cost of Living Index 43 (Significantly Below Average)

A price-to-income ratio of 2.8x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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