Omaha Mortgage Calculator for Phyllis, Kentucky (41554)

Free omaha mortgage calculator for residents of Phyllis, Kentucky. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$58,528
per year in Phyllis
MEDIAN HOME VALUE
$179,832
in Phyllis, KY
HOUSING AFFORDABILITY: AFFORDABLE

Home prices are reasonably accessible for median-income households in this area.

Local Context for Phyllis, Kentucky

In Phyllis, Kentucky (Pike County, ZIP area), the median household income is $58,528 per year and the median home value is $179,832. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Phyllis, Kentucky (ZIP 41554)

City Phyllis, Kentucky
County Pike County
ZIP Code 41554
State Kentucky
Time Zone New York
Median Household Income $58,528/year
Median Home Value $179,832

Housing & Cost of Living — Phyllis, Kentucky

Affordability Tier Affordable
Price-to-Income Ratio 3.1x
Est. Monthly Mortgage (20% down, 6.65%) $924/mo
Mortgage as % of Monthly Income 18.9%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 42% below the national median
Housing Market Tier Affordable Market
Cost of Living Index 61 (Significantly Below Average)

A price-to-income ratio of 3.1x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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