Omaha Mortgage Calculator for Middletown, Ohio (45044)

Free omaha mortgage calculator for residents of Middletown, Ohio. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$64,537
per year in Middletown
MEDIAN HOME VALUE
$262,369
in Middletown, OH
HOUSING AFFORDABILITY: MODERATELY AFFORDABLE

Home prices require a significant portion of household income in this area.

Local Context for Middletown, Ohio

In Middletown, Ohio (Butler County, ZIP area), the median household income is $64,537 per year and the median home value is $262,369. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Middletown, Ohio (ZIP 45044)

City Middletown, Ohio
County Butler County
ZIP Code 45044
State Ohio
Time Zone New York
Median Household Income $64,537/year
Median Home Value $262,369

Housing & Cost of Living — Middletown, Ohio

Affordability Tier Affordable
Price-to-Income Ratio 3.0x
Est. Monthly Mortgage (20% down, 6.65%) $983/mo
Mortgage as % of Monthly Income 18.3%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 38% below the national median
Housing Market Tier Affordable Market
Cost of Living Index 65 (Significantly Below Average)

A price-to-income ratio of 3.0x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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