Omaha Mortgage Calculator for Portsmouth, Iowa (51565)

Free omaha mortgage calculator for residents of Portsmouth, Iowa. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$71,912
per year in Portsmouth
MEDIAN HOME VALUE
$262,101
in Portsmouth, IA
HOUSING AFFORDABILITY: AFFORDABLE

Home prices are reasonably accessible for median-income households in this area.

Local Context for Portsmouth, Iowa

In Portsmouth, Iowa (Shelby County, ZIP area), the median household income is $71,912 per year and the median home value is $262,101. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Portsmouth, Iowa (ZIP 51565)

City Portsmouth, Iowa
County Shelby County
ZIP Code 51565
State Iowa
Time Zone Chicago
Median Household Income $71,912/year
Median Home Value $262,101

Housing & Cost of Living — Portsmouth, Iowa

Affordability Tier Affordable
Price-to-Income Ratio 2.6x
Est. Monthly Mortgage (20% down, 6.65%) $955/mo
Mortgage as % of Monthly Income 15.9%
Income vs. National Median near the national median
Income Tier Middle Income
Home Value vs. National Median 40% below the national median
Housing Market Tier Affordable Market
Cost of Living Index 63 (Significantly Below Average)

A price-to-income ratio of 2.6x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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