Omaha Mortgage Calculator for Phelps, Wisconsin (54554)

Free omaha mortgage calculator for residents of Phelps, Wisconsin. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$73,327
per year in Phelps
MEDIAN HOME VALUE
$332,087
in Phelps, WI
HOUSING AFFORDABILITY: MODERATELY AFFORDABLE

Home prices require a significant portion of household income in this area.

Local Context for Phelps, Wisconsin

In Phelps, Wisconsin (Vilas County, ZIP area), the median household income is $73,327 per year and the median home value is $332,087. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Phelps, Wisconsin (ZIP 54554)

City Phelps, Wisconsin
County Vilas County
ZIP Code 54554
State Wisconsin
Time Zone Chicago
Median Household Income $73,327/year
Median Home Value $332,087

Housing & Cost of Living — Phelps, Wisconsin

Affordability Tier Affordable
Price-to-Income Ratio 3.2x
Est. Monthly Mortgage (20% down, 6.65%) $1,207/mo
Mortgage as % of Monthly Income 19.8%
Income vs. National Median near the national median
Income Tier Middle Income
Home Value vs. National Median near the national median
Housing Market Tier Affordable Market
Cost of Living Index 79 (Significantly Below Average)

A price-to-income ratio of 3.2x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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