Omaha Mortgage Calculator for Duluth, Minnesota (55802)

Free omaha mortgage calculator for residents of Duluth, Minnesota. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$72,171
per year in Duluth
MEDIAN HOME VALUE
$466,724
in Duluth, MN
HOUSING AFFORDABILITY: EXPENSIVE

Home prices are high relative to local incomes, making homeownership challenging.

Local Context for Duluth, Minnesota

In Duluth, Minnesota (Saint Louis County, ZIP area), the median household income is $72,171 per year and the median home value is $466,724. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Duluth, Minnesota (ZIP 55802)

City Duluth, Minnesota
County Saint Louis County
ZIP Code 55802
State Minnesota
Time Zone Chicago
Median Household Income $72,171/year
Median Home Value $466,724

Housing & Cost of Living — Duluth, Minnesota

Affordability Tier Affordable
Price-to-Income Ratio 3.2x
Est. Monthly Mortgage (20% down, 6.65%) $1,190/mo
Mortgage as % of Monthly Income 19.8%
Income vs. National Median near the national median
Income Tier Middle Income
Home Value vs. National Median near the national median
Housing Market Tier Affordable Market
Cost of Living Index 78 (Significantly Below Average)

A price-to-income ratio of 3.2x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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