Omaha Mortgage Calculator for Alma, Kansas (66401)

Free omaha mortgage calculator for residents of Alma, Kansas. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$56,581
per year in Alma
MEDIAN HOME VALUE
$289,790
in Alma, KS
HOUSING AFFORDABILITY: EXPENSIVE

Home prices are high relative to local incomes, making homeownership challenging.

Local Context for Alma, Kansas

In Alma, Kansas (Wabaunsee County, ZIP area), the median household income is $56,581 per year and the median home value is $289,790. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Alma, Kansas (ZIP 66401)

City Alma, Kansas
County Wabaunsee County
ZIP Code 66401
State Kansas
Time Zone Chicago
Median Household Income $56,581/year
Median Home Value $289,790

Housing & Cost of Living — Alma, Kansas

Affordability Tier Affordable
Price-to-Income Ratio 2.6x
Est. Monthly Mortgage (20% down, 6.65%) $749/mo
Mortgage as % of Monthly Income 15.9%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median 53% below the national median
Housing Market Tier Entry-Level Market
Cost of Living Index 49 (Significantly Below Average)

A price-to-income ratio of 2.6x places this ZIP near the national average, meaning housing costs are broadly in line with local earning power.

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