Omaha Mortgage Calculator for Bay City, Texas (77414)

Free omaha mortgage calculator for residents of Bay City, Texas. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$63,172
per year in Bay City
MEDIAN HOME VALUE
$197,366
in Bay City, TX
HOUSING AFFORDABILITY: AFFORDABLE

Home prices are reasonably accessible for median-income households in this area.

Local Context for Bay City, Texas

In Bay City, Texas (Matagorda County, ZIP area), the median household income is $63,172 per year and the median home value is $197,366. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Bay City, Texas (ZIP 77414)

City Bay City, Texas
County Matagorda County
ZIP Code 77414
State Texas
Time Zone Chicago
Median Household Income $63,172/year
Median Home Value $197,366

Housing & Cost of Living — Bay City, Texas

Affordability Tier Moderately Expensive
Price-to-Income Ratio 3.5x
Est. Monthly Mortgage (20% down, 6.65%) $1,148/mo
Mortgage as % of Monthly Income 21.8%
Income vs. National Median near the national median
Income Tier Lower-Middle Income
Home Value vs. National Median near the national median
Housing Market Tier Affordable Market
Cost of Living Index 75 (Significantly Below Average)

With a price-to-income ratio of 3.5x — above the national average of 4.1x — buyers in this area need to stretch further relative to their income.

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