Omaha Mortgage Calculator for Mountain Home, Texas (78058)

Free omaha mortgage calculator for residents of Mountain Home, Texas. Calculate your monthly mortgage payment in Omaha, NE. Includes Nebraska property tax and insurance rates so you know your true housing cost.

MEDIAN HOUSEHOLD INCOME
$72,520
per year in Mountain Home
MEDIAN HOME VALUE
$460,063
in Mountain Home, TX
HOUSING AFFORDABILITY: EXPENSIVE

Home prices are high relative to local incomes, making homeownership challenging.

Local Context for Mountain Home, Texas

In Mountain Home, Texas (Kerr County, ZIP area), the median household income is $72,520 per year and the median home value is $460,063. Use this free calculator for accurate, instant results tailored to your needs. No sign-up or account required.

About Mountain Home, Texas (ZIP 78058)

City Mountain Home, Texas
County Kerr County
ZIP Code 78058
State Texas
Time Zone Chicago
Median Household Income $72,520/year
Median Home Value $460,063

Housing & Cost of Living — Mountain Home, Texas

Affordability Tier Moderately Expensive
Price-to-Income Ratio 3.7x
Est. Monthly Mortgage (20% down, 6.65%) $1,384/mo
Mortgage as % of Monthly Income 22.9%
Income vs. National Median near the national median
Income Tier Middle Income
Home Value vs. National Median near the national median
Housing Market Tier Affordable Market
Cost of Living Index 91 (Below Average)

With a price-to-income ratio of 3.7x — above the national average of 4.1x — buyers in this area need to stretch further relative to their income.

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