Financial
Retirement Budget Calculator
Plan your retirement budget by comparing expected income (Social Security, pension, 401k/IRA withdrawals) against monthly expenses. See your surplus or shortfall and how much savings you need using the 4% withdrawal rule.
Retirement Timeline
% / yr
With 3% inflation over 10 years, today's expenses will cost 34% more at retirement.
Monthly Income Sources
$
$
$
$
Total Monthly Income$3,300
Monthly Expenses
$
$
$
$
$
$
$
$
$
Total Monthly Expenses (inflation-adj.)$5,712
Retirement Budget Summary
$3,300
Monthly Income
$5,712
Monthly Expenses
$2,412
Monthly Shortfall
$723,493
Savings Needed (4% Rule)
Your retirement expenses exceed your income by $2,412/mo. To cover this shortfall using the 4% withdrawal rule, you need $723,493 in retirement savings. Consider increasing income sources, reducing expenses, or delaying retirement.
Income vs Expenses Breakdown
Total Income$3,300
Total Expenses$5,712
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